A high-level, professional service that combines investment advice, accounting services, retirement planning, and estate/elder care planning for one fee. The most essential part of your financial wellbeing is choosing experienced professionals who work well together. Forness Financial would like to welcome you to this unique, onesource planning experience.
We build fully customized portfolios based on each client’s unique needs using low cost, no-load, institutional level mutual funds and exchange-traded funds (ETFs). We only use investments that allow our clients to maintain full flexibility and liquidity of their money.
If you have not yet retired, we will help you determine where you stand today and how much money you will need to retire. Then we will build our recommendations and your portfolio based on those needs.
If you have already retired or are in the process of retiring, we will help you determine how much additional income you need in retirement to supplement your other income sources (i.e. social security, pension, etc.). Then we will build your portfolio to produce that income in the most efficient manner with regards to taxes and investments.
Our accountants will prepare and file your taxes each year.
All accountants help you prepare your taxes by looking at the past year, but very few look forward. At Forness Financial, our accountants will advise you on how to minimize your future taxes. If you are retired, this service includes determining the most tax efficient manner to withdraw money from your qualified plans and how to lower the tax on your social security income.
Our attorneys will review your current estate plan and recommend any changes or updates as needed based on changes to your situation or estate laws. If you do not have an estate plan, our attorneys will prepare one for you. Going forward our attorneys will review your estate plan with you periodically to make sure it stays current.
While preparing or updating your estate plan, our attorneys will take into consideration your health, the potential for nursing home care, and your wishes and concerns if that event were to occur in order to best protect your assets.
Learn more about our True Wealth Management program that encompasses all of these services.