We believe you should be able to access your money at any time. Hopefully, you’ll never need all of your money at once, but you never know what is around the corner. You may not need your money, but you may need to get out of the market, have an investment opportunity, rebalance your portfolio, etc. All of these changes require liquidity. Liquidity also ensures you are never locked in to working with us. At any time, for any reason, you can take your money elsewhere without being charged a fee.
In order to maintain flexibility and liquidity, it is important to avoid investment products that restrict how much you can take out and when (i.e. annuities).