Low cost, institutional-level investments
We offer institutional-level pricing on mutual fund shares and ETFs which can be significantly lower than traditional retail shares. Paying too much in fees and expenses is a guaranteed way to lower your long-term returns. By using low cost index ETFs as core investments and institutional-level mutual funds to build around this core, we are able to keep your costs down. In addition, we do not use any higher cost commission based products (i.e. Annuities).